{"id":3089,"date":"2026-01-10T12:22:18","date_gmt":"2026-01-10T12:22:18","guid":{"rendered":"https:\/\/wolffinance.swiss\/?page_id=3089"},"modified":"2026-08-11T19:30:32","modified_gmt":"2026-08-11T19:30:32","slug":"financement-immobilier","status":"publish","type":"page","link":"https:\/\/wolffinance.swiss\/en\/financement-immobilier\/","title":{"rendered":"Mortgage financing"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.27.7&Prime; _module_preset=\u00a0\u00bb7befaef1-7e6a-43c0-a61d-426059ddcd68&Prime; background_image=\u00a0\u00bbhttps:\/\/wolffinance.swiss\/wp-content\/uploads\/2026\/08\/ChatGPT-Image-11-aout-2026-21_27_29.png\u00a0\u00bb background_position=\u00a0\u00bbtop_center\u00a0\u00bb background_vertical_offset=\u00a0\u00bb-12%\u00a0\u00bb background_repeat=\u00a0\u00bbspace\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb title_text=\u00a0\u00bbChatGPT Image 11 ao\u00fbt 2026, 21_27_29&Prime; sticky_enabled=\u00a0\u00bb0&Prime;][et_pb_row _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb max_width=\u00a0\u00bb2560px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.6&Prime; _module_preset=\u00a0\u00bbdc3f98d0-394f-48b7-9879-67b086c4dd82&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h1><span style=\"color: #011133;\">Financement immobilier<\/span><\/h1>\n<h1><span style=\"color: #ffffff;\">Acheter de mani\u00e8re durable, s\u00e9curis\u00e9e et coh\u00e9rente avec le patrimoine global.<\/span><\/h1>\n<h1><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bb8a636331-77cc-4b3b-abce-c2a6e7039be4&Prime; background_image=\u00a0\u00bbhttps:\/\/wolffinance.swiss\/wp-content\/uploads\/2026\/03\/FInancements-Immobiliers-fnd-1-scaled.png\u00a0\u00bb background_position=\u00a0\u00bbtop_right\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb1_4,1_4,1_4,1_4&Prime; _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb max_width=\u00a0\u00bb2560px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb250ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>Analyse<br \/>de la capacit\u00e9 financi\u00e8re<\/h2>\n<ul>\n<li>Revenus, charges, fonds propres<\/li>\n<li>Capacit\u00e9 d\u2019endettement et r\u00e9sistance aux taux<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb500ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>D\u00e9finition<br \/>du projet immobilier<\/h2>\n<ul>\n<li>R\u00e9sidence principale, secondaire ou investissement<\/li>\n<li>Horizon de d\u00e9tention, objectifs patrimoniaux et familiaux<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb750ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>Structuration<br \/>du financement<\/h2>\n<ul>\n<li>Hypoth\u00e8que (taux fixe, SARON, mix)<\/li>\n<li>Amortissement direct ou indirect (3a, assurance)<\/li>\n<li>Optimisation fiscale li\u00e9e au bien<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb1000ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.5&Prime; _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>Suivi et ajustements<\/h2>\n<ul>\n<li>Adaptation aux \u00e9volutions de revenus, de taux et de votre situation personnelle<\/li>\n<li>Arbitrages en cas de refinancement, r\u00e9novation ou revente<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.27.5&Prime; 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Analysede la capacit\u00e9 financi\u00e8re Revenus, charges, fonds propres Capacit\u00e9 d\u2019endettement et r\u00e9sistance aux taux D\u00e9finitiondu projet immobilier R\u00e9sidence principale, secondaire ou investissement Horizon de d\u00e9tention, objectifs patrimoniaux et familiaux Structurationdu financement Hypoth\u00e8que (taux fixe, SARON, mix) Amortissement direct ou indirect (3a, assurance) [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:divi\/placeholder \/-->","_et_gb_content_width":"","footnotes":""},"class_list":["post-3089","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financement immobilier - WOLFFinance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wolffinance.swiss\/en\/financement-immobilier\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financement immobilier - WOLFFinance\" \/>\n<meta property=\"og:description\" content=\"Financement immobilier Acheter de mani\u00e8re durable, s\u00e9curis\u00e9e et coh\u00e9rente avec le patrimoine global. 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