{"id":3091,"date":"2026-01-10T12:22:44","date_gmt":"2026-01-10T12:22:44","guid":{"rendered":"https:\/\/wolffinance.swiss\/?page_id=3091"},"modified":"2026-07-11T13:17:01","modified_gmt":"2026-07-11T13:17:01","slug":"planification-financiere","status":"publish","type":"page","link":"https:\/\/wolffinance.swiss\/en\/planification-financiere\/","title":{"rendered":"Financial planning"},"content":{"rendered":"

[et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bb7befaef1-7e6a-43c0-a61d-426059ddcd68″ background_image=\u00a0\u00bbhttps:\/\/wolffinance.swiss\/wp-content\/uploads\/2026\/03\/Wolffinance-landscape-3.jpg\u00a0\u00bb height=\u00a0\u00bb40vh\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb max_width=\u00a0\u00bb2560px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdc3f98d0-394f-48b7-9879-67b086c4dd82″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Planificaton financi\u00e8re<\/span><\/h1>\n

La planification financi\u00e8re repose sur 4 piliers:<\/span>
comprendre, d\u00e9cider, prot\u00e9ger et ajuster.<\/span><\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ module_class=\u00a0\u00bb-\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bb8a636331-77cc-4b3b-abce-c2a6e7039be4″ background_image=\u00a0\u00bbhttps:\/\/wolffinance.swiss\/wp-content\/uploads\/2026\/03\/Planification-Financiere-Wolff-Finance-1-scaled.png\u00a0\u00bb background_size=\u00a0\u00bbcustom\u00a0\u00bb background_image_width=\u00a0\u00bb95%\u00a0\u00bb background_position=\u00a0\u00bbtop_right\u00a0\u00bb min_height=\u00a0\u00bbauto\u00a0\u00bb min_height_last_edited=\u00a0\u00bboff|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb1_4,1_4,1_4,1_4″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb max_width=\u00a0\u00bb2560px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_4″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb250ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ ul_font_size=\u00a0\u00bb20px\u00a0\u00bb header_2_font=\u00a0\u00bb–et_global_body_font|900||on|||||\u00a0\u00bb header_2_text_color=\u00a0\u00bbgcid-de8834fb-5f89-4678-9f06-f38ce2706661″ header_2_font_size=\u00a0\u00bb18px\u00a0\u00bb header_2_letter_spacing=\u00a0\u00bb1px\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{%22gcid-de8834fb-5f89-4678-9f06-f38ce2706661%22:%91%22header_2_text_color%22%93}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n

Analyse
\net vision globale<\/h3>\n<\/ul>\n
  • Situation financi\u00e8re, familiale et professionnelle<\/li>\n
  • Revenus, charges, patrimoine, dettes et fiscalit\u00e9<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb500ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ ul_font_size=\u00a0\u00bb20px\u00a0\u00bb header_2_font=\u00a0\u00bb–et_global_body_font|900||on|||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#d80056″ header_2_font_size=\u00a0\u00bb18px\u00a0\u00bb header_2_letter_spacing=\u00a0\u00bb1px\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    Protection et optimisation<\/h3>\n<\/ul>\n
  • Couverture des risques (d\u00e9c\u00e8s, invalidit\u00e9, incapacit\u00e9 de gain)<\/li>\n
  • Optimisation fiscale et pr\u00e9voyance (AVS, LPP, 3e pilier)<\/li>\n<\/ul>\n

    <\/h2>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb750ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ ul_font_size=\u00a0\u00bb20px\u00a0\u00bb header_2_font=\u00a0\u00bb–et_global_body_font|900||on|||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#d80056″ header_2_font_size=\u00a0\u00bb18px\u00a0\u00bb header_2_letter_spacing=\u00a0\u00bb1px\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    Objectifs et strat\u00e9gie de vie<\/h3>\n<\/ul>\n
  • Projets personnels et familiaux<\/li>\n
  • Logement, ind\u00e9pendance financi\u00e8re, retraite, transmission<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb1000ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ ul_font_size=\u00a0\u00bb20px\u00a0\u00bb header_2_font=\u00a0\u00bb–et_global_body_font|900||on|||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#d80056″ header_2_font_size=\u00a0\u00bb18px\u00a0\u00bb header_2_letter_spacing=\u00a0\u00bb1px\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    Mise en \u0153uvre
    et suivi<\/h3>\n<\/ul>\n
  • Structuration de l\u2019\u00e9pargne et des investissements<\/li>\n
  • Ajustements r\u00e9guliers selon l\u2019\u00e9volution de la situation<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_2,1_2″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb max_width=\u00a0\u00bb2560px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_button button_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM0ODkifX0=@\u00a0\u00bb button_text=\u00a0\u00bbVisualisez une projection financi\u00e8re\u00a0\u00bb button_alignment=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.5″ _dynamic_attributes=\u00a0\u00bbbutton_url\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb button_text_size=\u00a0\u00bb20px\u00a0\u00bb button_bg_color=\u00a0\u00bbgcid-de8834fb-5f89-4678-9f06-f38ce2706661″ button_font=\u00a0\u00bb||||||||\u00a0\u00bb button_on_hover=\u00a0\u00bboff\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{%22gcid-de8834fb-5f89-4678-9f06-f38ce2706661%22:%91%22button_bg_color%22%93}\u00a0\u00bb][\/et_pb_button][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_button button_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjMwNzIifX0=@\u00a0\u00bb button_text=\u00a0\u00bb\u00c7a m’int\u00e9resse\u00a0\u00bb button_alignment=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.5″ _dynamic_attributes=\u00a0\u00bbbutton_url\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb button_text_size=\u00a0\u00bb20px\u00a0\u00bb button_bg_color=\u00a0\u00bbgcid-de8834fb-5f89-4678-9f06-f38ce2706661″ button_font=\u00a0\u00bb||||||||\u00a0\u00bb button_on_hover=\u00a0\u00bboff\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{%22gcid-de8834fb-5f89-4678-9f06-f38ce2706661%22:%91%22button_bg_color%22%93}\u00a0\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

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