{"id":4877,"date":"2026-07-11T13:27:22","date_gmt":"2026-07-11T13:27:22","guid":{"rendered":"https:\/\/wolffinance.swiss\/?page_id=4877"},"modified":"2026-07-19T14:49:23","modified_gmt":"2026-07-19T14:49:23","slug":"devenir-proprietaire","status":"publish","type":"page","link":"https:\/\/wolffinance.swiss\/en\/moments-cles\/devenir-proprietaire\/","title":{"rendered":"Buying your home"},"content":{"rendered":"

[et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb7befaef1-7e6a-43c0-a61d-426059ddcd68″ background_image=\u00a0\u00bbhttps:\/\/wolffinance.swiss\/wp-content\/uploads\/2026\/07\/dd55c247-e534-44a9-8331-92678eee678e-4.png\u00a0\u00bb custom_margin=\u00a0\u00bb||0px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb%91%93″][et_pb_row _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width_phone=\u00a0\u00bb100%\u00a0\u00bb max_width=\u00a0\u00bb2560px\u00a0\u00bb global_colors_info=\u00a0\u00bb%91%93″][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_button button_url=\u00a0\u00bbhttps:\/\/outlook.office.com\/book\/WOLFFinanceEntretiendcouverte@wolffinance.swiss\/s\/hBjMSYySDEG1LV2PacNmag2?ismsaljsauthenabled\u00a0\u00bb button_text=\u00a0\u00bbJe r\u00e9serve un entretien d\u00e9couverte\u00a0\u00bb button_alignment=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb button_text_size=\u00a0\u00bb20px\u00a0\u00bb button_bg_color=\u00a0\u00bbgcid-de8834fb-5f89-4678-9f06-f38ce2706661″ button_font=\u00a0\u00bbLato||||||||\u00a0\u00bb button_icon=\u00a0\u00bbI||divi||400″ button_on_hover=\u00a0\u00bboff\u00a0\u00bb custom_padding=\u00a0\u00bb6px|||15px|false|false\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{%22gcid-de8834fb-5f89-4678-9f06-f38ce2706661%22:%91%22button_bg_color%22%93}\u00a0\u00bb][\/et_pb_button][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bbdc3f98d0-394f-48b7-9879-67b086c4dd82″ global_colors_info=\u00a0\u00bb%91%93″]<\/p>\n

Devenir propri\u00e9taire<\/h1>\n

R\u00e9alisez votre projet immobilier sans compromettre votre avenir financier.<\/span><\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bbdc3f98d0-394f-48b7-9879-67b086c4dd82″ text_font=\u00a0\u00bbLato||on||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb text_font_size=\u00a0\u00bb25px\u00a0\u00bb text_letter_spacing=\u00a0\u00bb1px\u00a0\u00bb text_line_height=\u00a0\u00bb1.4em\u00a0\u00bb header_font=\u00a0\u00bb||on||||||\u00a0\u00bb custom_padding=\u00a0\u00bb0px||7px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb%91%93″]<\/p>\n

Acheter un logement ne consiste pas uniquement \u00e0 obtenir le meilleur taux hypoth\u00e9caire. Chaque d\u00e9cision influence votre capacit\u00e9 d’\u00e9pargne, votre retraite, votre fiscalit\u00e9, la protection de votre famille et vos projets futurs.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb8a636331-77cc-4b3b-abce-c2a6e7039be4″ background_image=\u00a0\u00bbhttps:\/\/wolffinance.swiss\/wp-content\/uploads\/2026\/03\/Gestion-de-Patrimoine-Wolff-Finance-1-scaled.png\u00a0\u00bb background_size=\u00a0\u00bbcustom\u00a0\u00bb background_image_width=\u00a0\u00bb75%\u00a0\u00bb background_position=\u00a0\u00bbtop_right\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb max_width=\u00a0\u00bb100%\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb min_height=\u00a0\u00bb8.8vh\u00a0\u00bb min_height_tablet=\u00a0\u00bb12vh\u00a0\u00bb min_height_phone=\u00a0\u00bb16vh\u00a0\u00bb min_height_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb height=\u00a0\u00bb10px\u00a0\u00bb max_height=\u00a0\u00bb1000px\u00a0\u00bb custom_margin=\u00a0\u00bb||-2px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0%||0.5px||false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb5%||||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb2%|5%||5%|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb%91%93″][et_pb_row _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb max_width=\u00a0\u00bb1662px\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_padding=\u00a0\u00bb0.5%||0.5%||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb%91%93″][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbTexte\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#d81e5b\u00a0\u00bb text_font_size=\u00a0\u00bb30px\u00a0\u00bb ul_text_align=\u00a0\u00bbcenter\u00a0\u00bb header_text_align=\u00a0\u00bbcenter\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.2em\u00a0\u00bb min_height=\u00a0\u00bb0px\u00a0\u00bb custom_padding=\u00a0\u00bb0.5px||0.5px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb%91%93″]<\/p>\n

L\u2019approche W.O.L.F.F. vous aide \u00e0 relier ces diff\u00e9rents enjeux pour construire un projet immobilier durable et adapt\u00e9 \u00e0 votre situation.<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb8a636331-77cc-4b3b-abce-c2a6e7039be4″ background_image=\u00a0\u00bbhttps:\/\/wolffinance.swiss\/wp-content\/uploads\/2026\/03\/Gestion-de-Patrimoine-Wolff-Finance-1-scaled.png\u00a0\u00bb background_size=\u00a0\u00bbcustom\u00a0\u00bb background_image_width=\u00a0\u00bb75%\u00a0\u00bb background_position=\u00a0\u00bbtop_right\u00a0\u00bb custom_padding=\u00a0\u00bb0%||0px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb%91%93″][et_pb_row column_structure=\u00a0\u00bb1_5,1_5,1_5,1_5,1_5″ _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bbb5924c48-6159-4bd2-8131-7136e53566ca\u00a0\u00bb custom_margin=\u00a0\u00bb||||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bboff|phone\u00a0\u00bb custom_padding=\u00a0\u00bb1%||1%||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ border_width_top=\u00a0\u00bb1px\u00a0\u00bb collapsed=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb%91%93″ border_style_all=\u00a0\u00bbnone\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″][et_pb_column type=\u00a0\u00bb1_5″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb250ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ text_text_color=\u00a0\u00bb#d81e5b\u00a0\u00bb text_font_size=\u00a0\u00bb30px\u00a0\u00bb header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb header_2_text_color=\u00a0\u00bb#011133″ max_height_tablet=\u00a0\u00bb\u00a0\u00bb max_height_phone=\u00a0\u00bb\u00a0\u00bb max_height_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb%91%93″ sticky_enabled=\u00a0\u00bb0″]<\/p>\n

W – Where am I?<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb header_2_text_color=\u00a0\u00bb#011133″ max_height_tablet=\u00a0\u00bb\u00a0\u00bb max_height_phone=\u00a0\u00bb\u00a0\u00bb max_height_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb%91%93″ sticky_enabled=\u00a0\u00bb0″]<\/p>\n

Faire le point de votre situation<\/h2>\n

Avant de rechercher un bien ou de solliciter une banque, nous analysons votre situation afin de d\u00e9finir un projet r\u00e9aliste et durable.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ custom_padding=\u00a0\u00bb||0px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb%91%93″]<\/ul>\n

  • Revenus et budget<\/span><\/li>\n
  • \u00c9pargne disponible<\/li>\n
  • Pr\u00e9voyance (2e et 3e piliers)<\/li>\n
  • Endettement<\/li>\n
  • Capacit\u00e9 de financement<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_5″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb500ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ text_text_color=\u00a0\u00bb#d81e5b\u00a0\u00bb text_font_size=\u00a0\u00bb30px\u00a0\u00bb header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb%91%93″ sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    O – Options<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb%91%93″ sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    Identifier les diff\u00e9rentes options<\/h2>\n

    Toutes les solutions de financement ne se valent pas. Ensemble, nous comparons les possibilit\u00e9s afin de trouver celle qui correspond le mieux \u00e0 votre situation..<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ custom_padding=\u00a0\u00bb0px||0px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb%91%93″]<\/ul>\n

  • Fonds propres<\/span><\/li>\n
  • Utilisation du 2e ou du 3e pilier<\/li>\n
  • Retrait ou mise en gage<\/li>\n
  • Choix du financement<\/li>\n
  • Optimisation fiscale<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_5″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb750ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ text_text_color=\u00a0\u00bb#d81e5b\u00a0\u00bb text_font_size=\u00a0\u00bb30px\u00a0\u00bb header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb%91%93″ sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    L – Lifestyle<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb%91%93″ sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    Pr\u00e9server votre niveau de vie<\/h2>\n

    L’objectif n’est pas uniquement d’obtenir une hypoth\u00e8que, mais de conserver une situation financi\u00e8re solide malgr\u00e9 les impr\u00e9vus.<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ global_colors_info=\u00a0\u00bb%91%93″]<\/ul>\n

  • Pr\u00e9server une r\u00e9serve de s\u00e9curit\u00e9<\/span><\/li>\n
  • Maintenir votre qualit\u00e9 de vie<\/li>\n
  • Prot\u00e9ger votre famille<\/li>\n
  • Anticiper les \u00e9volutions de revenus<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_5″ _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ text_text_color=\u00a0\u00bb#d81e5b\u00a0\u00bb text_font_size=\u00a0\u00bb30px\u00a0\u00bb header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb%91%93″ sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    F – Financial Peace<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||0px|||\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb%91%93″ sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    Retrouver de la s\u00e9r\u00e9nit\u00e9<\/h2>\n

    Lorsque chaque cons\u00e9quence est identifi\u00e9e, votre projet immobilier s’int\u00e8gre naturellement dans votre strat\u00e9gie patrimoniale.<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ global_colors_info=\u00a0\u00bb%91%93″]<\/ul>\n

  • Vision globale<\/span><\/li>\n
  • D\u00e9cisions \u00e9clair\u00e9es<\/li>\n
  • Coordination des diff\u00e9rents domaines<\/li>\n
  • Accompagnement ind\u00e9pendant<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_5″ _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1200ms\u00a0\u00bb animation_delay=\u00a0\u00bb1000ms\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ text_text_color=\u00a0\u00bb#d81e5b\u00a0\u00bb text_font_size=\u00a0\u00bb30px\u00a0\u00bb header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb%91%93″ sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    F – Future<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb%91%93″ sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    Construire votre avenir<\/h2>\n

    Votre r\u00e9sidence principale est bien plus qu’un lieu de vie. Int\u00e9gr\u00e9e dans une strat\u00e9gie globale, elle devient un \u00e9l\u00e9ment essentiel de votre patrimoine.<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.7″ _module_preset=\u00a0\u00bb9b291428-6f79-4f89-8af6-7ffa600a7ae0″ global_colors_info=\u00a0\u00bb%91%93″]<\/ul>\n

  • Pr\u00e9parer les futurs investissements<\/span><\/li>\n
  • Anticiper la retraite<\/li>\n
  • Optimiser la transmission<\/li>\n
  • Adapter votre strat\u00e9gie au fil du temps<\/li>\n<\/ul>\n

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