Relocating to or from Switzerland

Plan your move. Build your future with confidence.

An international move affects far more than your place of residence. It can reshape your finances, pension arrangements, insurance cover, tax position and long-term plans. We guide you through the decisions connected with settling in or leaving Switzerland, while matters specific to your destination country remain in the hands of qualified local specialists.

The W.O.L.F.F. approach supports you at every stage of your transition.

W – Where am I?

Take stock of your situation

Every international move begins with a different set of circumstances. Before considering any solution, we review your overall position and identify the financial implications of your arrival in or departure from Switzerland.

  • Family circumstances
  • Employment status
  • Income and wealth
  • Health
  • Tax position
  • Swiss pension arrangements
  • Personal priorities and future plans
  • O – Options

    Explore your options

    Several paths may be available depending on your destination, personal circumstances and long-term objectives. Together, we compare the options and determine which decisions should be made before, during and after your move.

  • Health insurance and personal cover
  • Housing and financing
  • Banking and payment arrangements
  • Tax matters in Switzerland and abroad
  • Pension provision and vested benefits
  • Retirement planning
  • Organisation of your wealth
  • L – Lifestyle

    Protect your standard of living

    A move abroad can change your income, living costs, taxes and social protection. We assess the impact on your household finances to help you maintain stability throughout the transition.

  • Build a realistic budget for your new life
  • Maintain sufficient liquidity
  • Adjust your insurance cover
  • Protect your personal and family plans
  • Preserve your standard of living
  • Avoid unnecessary costs or overlapping cover
  • F – Financial Peace

    Move forward with confidence

    When each decision is considered in the right order and coordinated across every financial area, you gain a clearer understanding of your position and greater confidence in the choices ahead.

  • A comprehensive view of your situation
  • Decisions made in the right sequence
  • Coordination across financial areas
  • A clear understanding of the financial implications
  • Independent financial guidance
  • F – Future

    Plan for the future

    Relocating to or from Switzerland is not simply a move; it is the beginning of a new chapter. The decisions made today should allow your wealth, pension arrangements and personal plans to continue supporting your future.

  • Structure your wealth after the move
  • Adapt your pension strategy
  • Retirement planning
  • Invest in your future
  • Plan for a possible return or another move
  • Keep your strategy aligned as your life evolves