Retirement planning

Plan your retirement with peace of mind.

The decisions you make today will have a lasting impact on your standard of living, your tax situation, and how your assets are passed on.

The W.O.L.F.F. approach guides you through every stage of your retirement planning.

W – Where am I?

Take stock of your situation

Prepare a complete assessment of your pension arrangements and assets.

  • Estimate of your Swiss state pension (AVS)
  • Pension fund analysis
  • Vested benefits and third-pillar assets
  • Assets and investments
  • Retirement budget
  • O – Options

    Explore your options

    Compare the different strategies available before retirement.

  • Pension or lump-sum withdrawal
  • Early or deferred retirement
  • Optimising the tax impact
  • Pension fund buy-ins
  • Withdrawal strategy
  • L – Lifestyle

    Protect your standard of living

    Comprehensive overview.

  • Future income
  • Gestion des liquidités
  • Tailored investment solutions
  • Spouse protection
  • Project financing
  • F – Financial Peace

    Move forward with confidence

    Make confident, well-informed decisions.

  • Comprehensive overview
  • Decisions aligned with your goals
  • Bespoke planning
  • Independent financial guidance
  • F – Future

    Plan for the future

    Structure your wealth and plan its transfer for the long term.

  • Wealth transfer
  • Gifting and estate planning
  • Long-term tax planning
  • Strategic adjustments over time
  • Ongoing review and guidance